My mom raised me single-handedly. I can't imagine her selling the house in less than 10 years after she had acquired mortgage loan. Her friends from California suggest that the interest rate will eventually go up and she would suffer if she didn't prepay. For a single mother, this could be tough. She had even considered applying for
government housing assistance in the past. But now she is earning well working in the bank and engaging in business, and she had been able to buy property. How to pay for the mortgage is what remains to be her constant problem.
